WeOwn is a blockchain-based technology provider that redefines the lending and equity finance space by digitalising debt and equity assets.
Our eSmart Finance solution covers the entire value chain for equity and loan instruments: from onboarding and risk scoring, via minting and tokenisation of securities, contract and investor lifecycle management to secondary trading.
We explored existing general-purpose blockchains when we first started out, but they didn’t offer us the functionality we needed to create the best products and services for our users.
By building our own blockchain, we know it can function exactly as we need to enable speedy, secure transaction processing, and scalability as our number of users grow.
For more about our rationale, read this blog post: 5 reasons we built our own blockchain.
Equity fundraising is the process of getting people to back your business because they believe it has growth potential. The injection of capital generated by this process gives you more resources to develop your business, which investors hope/believe will increase its value, and therefore the value of their investment.
There are several different ways that SMEs can raise equity, and WeOwn operates a process called a Security Token Offering (STO). This is an online model that allows investors to buy digital tokens that represent a stake in your business. We’ve chosen this model because it is highly sustainable, cuts down on paperwork, and allows us to run everything through our online financial marketplace, rather than involving third party partners.
As a result, WeOwn can provide quicker, cheaper access to business funding than rival platforms and methods, and SMEs can retain complete control over the financing process. We also offer complete liquidity, so companies can access capital as soon as the raise is complete.